/* ============================================================
   TURECLAMAS V2 — Sistema de diseño (mobile-first)
   Paleta: navy profundo + oro. Display: Archivo. Cuerpo: Plus Jakarta Sans.
   ============================================================ */

:root{
  --navy:#0B1834;          /* base de marca */
  --navy-2:#122446;        /* paneles sobre navy */
  --navy-3:#1B3059;
  --blue:#2F6BFF;          /* acción secundaria */
  --gold:#F59E0B;          /* acción principal */
  --gold-2:#D97706;
  --gold-soft:#FFF7E8;
  --paper:#F6F8FC;         /* fondo claro */
  --white:#FFFFFF;
  --ink:#101828;           /* texto principal */
  --slate:#56637A;         /* texto secundario */
  --line:#E4E9F2;
  --green:#17A05F;
  --red:#DC2626;
  --r-s:10px; --r-m:16px; --r-l:24px;
  --sh-s:0 1px 3px rgba(11,24,52,.08);
  --sh-m:0 8px 24px rgba(11,24,52,.10);
  --sh-l:0 24px 60px rgba(11,24,52,.18);
  --ff-d:'Archivo',sans-serif;
  --ff-b:'Plus Jakarta Sans',sans-serif;
  --w:1180px;
}

*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{font-family:var(--ff-b);color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
button{font-family:inherit;cursor:pointer;border:none;background:none}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:4px}

h1,h2,h3,h4{font-family:var(--ff-d);font-weight:800;line-height:1.12;letter-spacing:-.02em;color:var(--navy)}
.wrap{max-width:var(--w);margin:0 auto;padding:0 20px}
.sec{padding:64px 0}
.sec-alt{background:var(--white)}
.kicker{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-2);margin-bottom:14px}
.kicker::before{content:"";width:26px;height:2px;background:var(--gold)}
.sec-h{max-width:720px;margin-bottom:38px}
.sec-h h2{font-size:clamp(1.7rem,4.5vw,2.5rem);margin-bottom:12px}
.sec-h p{color:var(--slate);font-size:1.05rem}

/* ---------- Botones ---------- */
.bt{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-weight:700;font-size:.98rem;padding:15px 26px;border-radius:12px;transition:transform .18s,box-shadow .18s,background .18s;white-space:nowrap}
.bt:active{transform:scale(.98)}
.bt-gold{background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#fff;box-shadow:0 6px 20px rgba(245,158,11,.35)}
.bt-gold:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(245,158,11,.45)}
.bt-navy{background:var(--navy);color:#fff}
.bt-navy:hover{background:var(--navy-3);transform:translateY(-2px)}
.bt-ghost{border:2px solid rgba(255,255,255,.35);color:#fff;backdrop-filter:blur(4px)}
.bt-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.bt-line{border:2px solid var(--line);color:var(--navy);background:#fff}
.bt-line:hover{border-color:var(--navy)}
.bt-block{width:100%}

/* ---------- Topbar ---------- */
.topbar{background:var(--navy);color:#cfd9ee;font-size:.8rem;padding:8px 0;position:relative;z-index:60}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:12px}
.topbar a{color:#fff;font-weight:600;display:inline-flex;align-items:center;gap:6px}
.topbar a:hover{color:var(--gold)}
.topbar .tb-247{display:none;align-items:center;gap:6px}
.topbar .tb-247 i{color:var(--gold)}
@media(min-width:640px){.topbar .tb-247{display:inline-flex}}

/* ---------- Header / Nav ---------- */
.hd{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.hd .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{font-family:var(--ff-d);font-weight:800;font-size:1.35rem;color:var(--navy);display:flex;align-items:center;gap:9px}
.logo i{color:var(--gold);font-size:1.7rem}
.logo em{font-style:normal;color:var(--gold)}
.nav{display:none;align-items:center;gap:26px}
.nav>li{position:relative}
.nav a{font-weight:600;font-size:.93rem;color:var(--ink);padding:8px 2px;display:inline-flex;align-items:center;gap:5px}
.nav a:hover{color:var(--blue)}
.nav .dd{position:absolute;top:calc(100% + 10px);left:-14px;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);box-shadow:var(--sh-m);min-width:250px;padding:10px;opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s}
.nav li:hover .dd,.nav li:focus-within .dd{opacity:1;visibility:visible;transform:none}
.nav .dd a{display:flex;padding:10px 12px;border-radius:9px;font-size:.9rem;width:100%}
.nav .dd a:hover{background:var(--paper);color:var(--navy)}
.hd-cta{display:none;align-items:center;gap:10px}
.hd-cta .bt{padding:11px 18px;font-size:.88rem}
.burger{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:10px;border:1px solid var(--line);font-size:1.5rem;color:var(--navy)}
@media(min-width:1020px){.nav,.hd-cta{display:flex}.burger{display:none}}

/* Drawer móvil */
.dwo{position:fixed;inset:0;background:rgba(11,24,52,.5);z-index:90;opacity:0;visibility:hidden;transition:.22s}
.dwo.on{opacity:1;visibility:visible}
.dw{position:fixed;top:0;right:0;height:100dvh;width:min(88vw,360px);background:#fff;z-index:95;padding:18px 20px 32px;overflow-y:auto;transform:translateX(100%);transition:transform .26s cubic-bezier(.2,.8,.2,1)}
.dwo.on .dw{transform:none}
.dw-hd{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}
.dw a{display:block;padding:13px 6px;font-weight:600;border-bottom:1px solid var(--paper);font-size:1rem}
.dw .dw-sub{padding-left:18px;font-size:.92rem;color:var(--slate);font-weight:500}
.dw-cta{margin-top:18px;display:flex;flex-direction:column;gap:10px}

/* ---------- Hero ---------- */
.hero{background:radial-gradient(1100px 520px at 85% -10%,var(--navy-3),transparent 60%),linear-gradient(160deg,var(--navy) 0%,#0E1E42 55%,var(--navy-2) 100%);color:#fff;padding:56px 0 66px;position:relative;overflow:hidden}
.hero .wrap{display:grid;gap:42px}
.hero h1{color:#fff;font-size:clamp(2rem,6.2vw,3.4rem);max-width:620px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero-sub{color:#C6D2E8;font-size:clamp(1rem,2.4vw,1.18rem);margin:18px 0 26px;max-width:560px}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:26px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.16);padding:9px 15px;border-radius:99px;font-size:.83rem;font-weight:600;color:#E7EDF8}
.chip i{color:var(--gold)}

/* Firma visual: comparador de plazos */
.plazos{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--r-l);padding:26px 22px;backdrop-filter:blur(8px)}
.plazos h3{color:#fff;font-size:1.05rem;margin-bottom:20px;display:flex;align-items:center;gap:9px}
.plazos h3 i{color:var(--gold)}
.pl-row{margin-bottom:20px}
.pl-row:last-child{margin-bottom:6px}
.pl-lab{display:flex;justify-content:space-between;align-items:baseline;font-size:.86rem;margin-bottom:8px}
.pl-lab strong{color:#fff;font-weight:700}
.pl-lab span{font-variant-numeric:tabular-nums;font-weight:800;font-family:var(--ff-d)}
.pl-fast .pl-lab span{color:var(--gold)}
.pl-slow .pl-lab span{color:#8FA3C7}
.pl-track{height:12px;border-radius:99px;background:rgba(255,255,255,.10);overflow:hidden}
.pl-fill{height:100%;border-radius:99px;width:0;transition:width 1.4s cubic-bezier(.2,.8,.2,1)}
.pl-fast .pl-fill{background:linear-gradient(90deg,var(--gold-2),var(--gold))}
.pl-slow .pl-fill{background:#3D5480}
.pl-note{font-size:.78rem;color:#9FB0CE;margin-top:14px}
@media(min-width:960px){.hero .wrap{grid-template-columns:1.15fr .95fr;align-items:center}}

/* ---------- Rutas de intención ---------- */
.rutas{display:grid;gap:14px;grid-template-columns:1fr}
.ruta{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:22px;display:flex;gap:16px;align-items:flex-start;transition:.2s;box-shadow:var(--sh-s)}
.ruta:hover{transform:translateY(-4px);box-shadow:var(--sh-m);border-color:var(--gold)}
.ruta i{font-size:1.7rem;color:var(--gold-2);background:var(--gold-soft);width:52px;height:52px;min-width:52px;border-radius:14px;display:flex;align-items:center;justify-content:center}
.ruta h3{font-size:1.05rem;margin-bottom:4px}
.ruta p{color:var(--slate);font-size:.9rem}
.ruta .arr{margin-left:auto;color:var(--blue);font-size:1.3rem;align-self:center}
@media(min-width:700px){.rutas{grid-template-columns:1fr 1fr}}
@media(min-width:1020px){.rutas{grid-template-columns:repeat(4,1fr)}.ruta{flex-direction:column}.ruta .arr{margin-left:0}}

/* ---------- Verticales ---------- */
.verts{display:grid;gap:16px;grid-template-columns:1fr}
.vert{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:26px;transition:.2s;position:relative;overflow:hidden}
.vert::after{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;background:linear-gradient(var(--gold),var(--gold-2));opacity:0;transition:.2s}
.vert:hover{transform:translateY(-4px);box-shadow:var(--sh-m)}
.vert:hover::after{opacity:1}
.vert i{font-size:1.9rem;color:var(--navy);margin-bottom:12px;display:block}
.vert h3{font-size:1.12rem;margin-bottom:8px}
.vert p{color:var(--slate);font-size:.9rem;margin-bottom:14px}
.vert .lnk{color:var(--blue);font-weight:700;font-size:.88rem;display:inline-flex;align-items:center;gap:5px}
@media(min-width:640px){.verts{grid-template-columns:1fr 1fr}}
@media(min-width:1020px){.verts{grid-template-columns:repeat(3,1fr)}}

/* ---------- Proceso ---------- */
.pasos{display:grid;gap:22px;grid-template-columns:1fr;counter-reset:paso}
.paso{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:26px;position:relative}
.paso::before{counter-increment:paso;content:counter(paso,decimal-leading-zero);font-family:var(--ff-d);font-weight:800;font-size:2.4rem;color:var(--gold);opacity:.85;line-height:1;display:block;margin-bottom:14px}
.paso h3{font-size:1.05rem;margin-bottom:8px}
.paso p{color:var(--slate);font-size:.9rem}
@media(min-width:700px){.pasos{grid-template-columns:1fr 1fr}}
@media(min-width:1020px){.pasos{grid-template-columns:repeat(4,1fr)}}

/* ---------- Precios ---------- */
.planes{display:grid;gap:18px;grid-template-columns:1fr}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:30px 26px;display:flex;flex-direction:column;position:relative;transition:.2s}
.plan:hover{transform:translateY(-5px);box-shadow:var(--sh-m)}
.plan.fav{border:2px solid var(--gold);box-shadow:var(--sh-m)}
.plan .tag{position:absolute;top:-13px;left:26px;background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#fff;font-size:.72rem;font-weight:800;letter-spacing:.06em;padding:5px 13px;border-radius:99px;text-transform:uppercase}
.plan h3{font-size:1.2rem;margin-bottom:5px}
.plan .p-sub{color:var(--slate);font-size:.88rem;min-height:42px}
.plan .p-pr{font-family:var(--ff-d);font-weight:800;font-size:2.5rem;color:var(--navy);margin:16px 0 2px;font-variant-numeric:tabular-nums}
.plan .p-pr small{font-size:.95rem;color:var(--slate);font-weight:600;font-family:var(--ff-b)}
.plan .p-per{font-size:.78rem;color:var(--slate);margin-bottom:18px}
.plan ul{margin-bottom:24px;flex:1}
.plan li{display:flex;gap:10px;padding:8px 0;font-size:.9rem;color:var(--ink);border-bottom:1px solid var(--paper)}
.plan li:last-child{border:none}
.plan li i{color:var(--green);margin-top:3px}
.plan li.no{color:#9AA6BB}
.plan li.no i{color:#C4CDDD}
@media(min-width:960px){.planes{grid-template-columns:repeat(3,1fr)}}

.puntuales{display:grid;gap:16px;grid-template-columns:1fr;margin-top:26px}
.punt{background:var(--navy);color:#fff;border-radius:var(--r-m);padding:26px;display:flex;flex-direction:column;gap:10px;transition:.2s}
.punt:hover{transform:translateY(-4px);box-shadow:var(--sh-l)}
.punt h3{color:#fff;font-size:1.05rem}
.punt p{color:#B9C7E0;font-size:.88rem;flex:1}
.punt .pr{font-family:var(--ff-d);font-weight:800;font-size:1.7rem;color:var(--gold);font-variant-numeric:tabular-nums}
.punt .pr small{font-size:.8rem;color:#B9C7E0;font-weight:600;font-family:var(--ff-b)}
@media(min-width:840px){.puntuales{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1100px){.puntuales{grid-template-columns:repeat(4,1fr)}}

/* ---------- Hablamos claro ---------- */
.claro{background:linear-gradient(160deg,var(--navy),var(--navy-2));border-radius:var(--r-l);color:#fff;padding:44px 26px;position:relative;overflow:hidden}
.claro::before{content:"“";position:absolute;top:-30px;right:14px;font-family:var(--ff-d);font-size:13rem;color:rgba(245,158,11,.14);line-height:1}
.claro h2{color:#fff;font-size:clamp(1.5rem,4vw,2.1rem);max-width:620px;margin-bottom:16px}
.claro h2 em{font-style:normal;color:var(--gold)}
.claro p{color:#C6D2E8;max-width:660px;margin-bottom:12px}
.claro .org{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.claro .org span{border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.06);border-radius:9px;padding:8px 14px;font-size:.8rem;font-weight:700;letter-spacing:.04em}
@media(min-width:768px){.claro{padding:56px 52px}}

/* ---------- Transparencia / casos ---------- */
.casos{display:grid;gap:16px;grid-template-columns:1fr}
.caso{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-m);padding:24px}
.caso .c-tag{display:inline-block;font-size:.72rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-2);background:var(--gold-soft);padding:4px 11px;border-radius:99px;margin-bottom:12px}
.caso h3{font-size:1.02rem;margin-bottom:8px}
.caso p{color:var(--slate);font-size:.9rem}
.caso .c-st{margin-top:14px;display:inline-flex;align-items:center;gap:7px;font-size:.82rem;font-weight:700;color:var(--green)}
@media(min-width:840px){.casos{grid-template-columns:1fr 1fr}}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto}
.fq{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);margin-bottom:12px;overflow:hidden}
.fq summary{list-style:none;cursor:pointer;padding:20px 22px;font-weight:700;font-size:.98rem;color:var(--navy);display:flex;justify-content:space-between;align-items:center;gap:14px}
.fq summary::-webkit-details-marker{display:none}
.fq summary i{color:var(--gold);font-size:1.35rem;transition:transform .2s;flex:none}
.fq[open] summary i{transform:rotate(180deg)}
.fq div{padding:0 22px 20px;color:var(--slate);font-size:.92rem}

/* ---------- CTA final ---------- */
.cta-f{background:linear-gradient(160deg,var(--navy),var(--navy-2));color:#fff;text-align:center;padding:72px 0}
.cta-f h2{color:#fff;font-size:clamp(1.7rem,5vw,2.6rem);margin-bottom:14px}
.cta-f p{color:#C6D2E8;max-width:560px;margin:0 auto 30px}
.cta-f .hero-cta{justify-content:center}

/* ---------- Footer ---------- */
.ft{background:#070F22;color:#94A3BF;padding:56px 0 30px;font-size:.9rem}
.ft-grid{display:grid;gap:34px;grid-template-columns:1fr;margin-bottom:38px}
.ft h4{color:#fff;font-size:.95rem;margin-bottom:14px}
.ft .logo{color:#fff;margin-bottom:14px}
.ft p{max-width:340px}
.ft li{margin-bottom:9px}
.ft a:hover{color:var(--gold)}
.ft-legal{border-top:1px solid rgba(255,255,255,.08);padding-top:24px;font-size:.76rem;line-height:1.7}
.ft-legal p{max-width:none;margin-bottom:14px;text-align:justify}
.ft-cr{text-align:center;color:#5E6D8C}
@media(min-width:768px){.ft-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}

/* ---------- Flotantes ---------- */
.fl-wa{position:fixed;bottom:20px;left:18px;z-index:80;width:56px;height:56px;border-radius:50%;background:#25D366;color:#fff;display:flex;align-items:center;justify-content:center;font-size:1.9rem;box-shadow:0 10px 26px rgba(37,211,102,.4);transition:.2s}
.fl-wa:hover{transform:scale(1.08)}
.fl-chat{position:fixed;bottom:20px;right:18px;z-index:80;width:60px;height:60px;border-radius:50%;background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#fff;display:flex;align-items:center;justify-content:center;font-size:2rem;box-shadow:0 10px 30px rgba(245,158,11,.45);transition:.2s}
.fl-chat:hover{transform:scale(1.08)}

/* Chat */
.chatw{position:fixed;bottom:20px;right:18px;z-index:99;width:min(94vw,400px);height:min(78dvh,620px);background:#fff;border-radius:20px;border:1px solid var(--line);box-shadow:var(--sh-l);display:none;flex-direction:column;overflow:hidden}
.chatw.on{display:flex;animation:cw .25s ease-out}
@keyframes cw{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.ch-hd{background:linear-gradient(135deg,var(--navy),var(--navy-3));color:#fff;padding:16px 18px;display:flex;justify-content:space-between;align-items:center}
.ch-hd h4{color:#fff;font-size:1rem}
.ch-hd small{color:#A9BBD9;font-size:.76rem;display:flex;align-items:center;gap:6px}
.ch-hd small::before{content:"";width:8px;height:8px;border-radius:50%;background:#22C55E}
.ch-x{color:#fff;font-size:1.5rem;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center}
.ch-x:hover{background:rgba(255,255,255,.14)}
.ch-bd{flex:1;overflow-y:auto;padding:16px;background:var(--paper);display:flex;flex-direction:column;gap:11px}
.ch-m{max-width:82%;padding:12px 15px;border-radius:15px;font-size:.9rem;line-height:1.5;word-wrap:break-word}
.ch-m.bot{background:#fff;border:1px solid var(--line);align-self:flex-start;border-bottom-left-radius:5px}
.ch-m.usr{background:var(--navy);color:#fff;align-self:flex-end;border-bottom-right-radius:5px}
.ch-m.typ{color:var(--slate);font-style:italic}
.ch-ft{padding:13px;border-top:1px solid var(--line);display:flex;gap:9px;background:#fff}
.ch-in{flex:1;border:2px solid var(--line);border-radius:99px;padding:12px 17px;font-size:.92rem;outline:none;font-family:inherit}
.ch-in:focus{border-color:var(--navy)}
.ch-send{width:46px;height:46px;min-width:46px;border-radius:50%;background:linear-gradient(135deg,var(--gold-2),var(--gold));color:#fff;font-size:1.25rem;display:flex;align-items:center;justify-content:center}

/* Cookies */
.ck{position:fixed;bottom:16px;left:16px;right:16px;z-index:100;background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--r-m);box-shadow:var(--sh-l);padding:20px;display:none;max-width:440px}
.ck.on{display:block;animation:cw .3s ease-out}
.ck p{font-size:.84rem;color:var(--slate);margin-bottom:14px}
.ck .ck-b{display:flex;gap:9px}
.ck .ck-b .bt{padding:11px 18px;font-size:.85rem;flex:1}

/* Formularios */
.frm{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:30px 24px;box-shadow:var(--sh-s)}
.frm .fg{margin-bottom:17px}
.frm label{display:block;font-weight:700;font-size:.86rem;margin-bottom:7px;color:var(--navy)}
.frm input,.frm select,.frm textarea{width:100%;border:2px solid var(--line);border-radius:11px;padding:13px 15px;font-size:.95rem;font-family:inherit;outline:none;transition:border-color .15s;background:#fff}
.frm input:focus,.frm select:focus,.frm textarea:focus{border-color:var(--navy)}
.frm .fmsg{border-radius:11px;padding:13px 16px;font-size:.9rem;font-weight:600;margin-bottom:16px}
.frm .fmsg.ok{background:#EAF8F0;color:var(--green)}
.frm .fmsg.err{background:#FDECEC;color:var(--red)}
.frm small{color:var(--slate);font-size:.76rem}
@media(min-width:768px){.frm{padding:38px}}

/* Animación de aparición */
.rv{opacity:0;transform:translateY(18px);transition:opacity .5s ease,transform .5s ease}
.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  .rv{opacity:1;transform:none}
  html{scroll-behavior:auto}
}

/* Casos: 3 columnas en escritorio */
@media(min-width:1020px){.casos{grid-template-columns:repeat(3,1fr)}}

/* Chat: botones de opciones */
.ch-opts{display:flex;flex-wrap:wrap;gap:7px;margin:2px 0 10px;padding:0 4px}
.ch-opt{background:#fff;border:1.5px solid var(--navy);color:var(--navy);border-radius:99px;padding:8px 14px;font-size:.82rem;font-weight:700;cursor:pointer;transition:.15s;font-family:inherit}
.ch-opt:hover{background:var(--navy);color:#fff}
.ch-m.bot a{color:var(--gold-2);font-weight:700}